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It is cold outside and it is about to get even colder with wind chills estimated to drop in the negatives. When prepping your home for the freezing temps, don’t forget these 3 P’s – Pipes, Pets, and Power.
1. Help Keep Pipes from Freezing.
Drip water in kitchen and bath faucets and open sink-cabinet doors to let warm air in. Be sure to remove any under the sink cleaning supplies and keep out of reach of children and pets. Also disconnect any outdoor hoses and wrap exposed pipes for insulation. If freezing does occur and causes a pipe to burst make sure you know where the water shut-off valve is located so you can quickly turn it off.
2. Keep Pets Inside.
While you may sometimes envy your pet for their lush, warm fur coat, freezing temperatures are dangerous for your furry friend. During the frigid weather, accompany your pets on potty breaks and make sure they have proper shelter at all times until temperatures go back up.
3. Prepare for Power Outages.
Winter weather can be harsh on power lines, and the last thing you want in -10 degree temperatures is for the power to go out and leave your home with no heat. Unfortunately power outages do happen so make sure you are prepared. Have an emergency kit handy with working batteries, flashlights, and a radio. If you have a working fireplace have some extra firewood stocked up or enough fuel for a generator to maintain heat in your home. Stock up on extra blankets, food and water.
Our annual awards ceremony is a time of celebration. On the morning of Wednesday, January 28th, 2014, the Semonin family gathered together and took the time to recognize and congratulate our agents on their many successes in 2014 as well as celebrate the kick off to our 100 year celebration. As we looked back at the last year, everyone left the ceremony excited and motivated to do our very best throughout 2015. It is the hard work and dedication of our Semonin agents and staff that has kept us going for 100 years and the #1 real estate company of the Greater Louisville area.
Visit our Facebook page for the full photo album!
Congratulations to our top agents in 2014!
2014 Top Producer Award Recipients
|Ackles/Williams Real Estate
Garrett Ackles & Sean Williams
Bill Clark & Brian Clark
|Jerry & Linda Grasch
Susan Hatton & Margo Dixon
Donna Jones & Melissa Jones
Louisville Home Solutions
Steve Shuff, Rob St. John, Landon Arza, Scott DeHart, Michelle Kurland, Caleb Thompson
Teresa Morgan & Greg Morgan
MOVE Real Estate Group
Kristy Dugan, Lisa Estep & Will Hoagland
Pete & Betty Sheltz
Joyce St. Clair
As the calendar year changed to 2015, Semonin Realtors® reached a monumental milestone, marking its 100th year in business. Reaching 100 years is a rare distinction, one that we embrace with pride, honor, and gratitude.
This company has persevered through 10 decades, 2 world wars, numerous recessions, and one depression. The invention and mainstream use of silent films, talking films, radio, television, VCR’s, DVD’s, the Internet, social media, cell phones, microwaves, fax machines, personal computers, the atom bomb, atomic power and thousands more items came about while our agents and staff were helping people buy and sell real estate.
Service has been the hallmark of Semonin Realtors since 1915, when Paul Semonin Sr. first opened his real estate office in Louisville, Kentucky. From the start, Semonin was known for its dedication to honesty and integrity in serving its customers. It’s a tradition that continues to this day, 100 years later.
As Semonin Realtors® celebrates its centennial, we will reflect on our company’s past and applaud the dedicated and loyal leaders, agents, staff members, and clients who have made this achievement possible. We are proud of the footprint Semonin Realtors® has left on our community over the last century, but our 100th year is more than just an anniversary or a rekindling of history appreciation, it is about continuing our legacy and celebrating something that is truly lasting.
Looking ahead to the next 100 years, much will change in the real estate industry. There will come a day with a real estate transaction is truly “paperless”. The continuous growth our community and our technology will inevitably change how we do business. But one thing that has lasted through our first 100 years and will continue to stay the same through our next 100 years is our dedication to providing exceptional service and our respected reputation for honesty and integrity.
Looking for gift ideas this holiday season? Here are some great ideas on how you can celebrate our local Louisville and Southern Indiana areas and give your loved ones some unique gifts and experiences this Christmas.
A Membership to the Parklands
In a city that is known for its outstanding park system there is no better gift than the gift of outdoor adventure. A yearly membership for your favorite friend or family member is just $35 and $50 for a family. Support this donor-supported public park and give a gift that your loved ones can enjoy for the entire year. Visit their website to learn more or click here to order your gift membership.
Tickets to a Show at Actors Theatre of Derby Dinner Playhouse
Give the gift of entertainment with a gift certificate to Louisville’s Actors Theater or to Southern Indiana’s Derby Dinner Playhouse for dinner and a show! For upcoming shows and ticket price information visit the Actors Theatre website or the Derby Dinner Playhouse website.
A Trip on the Kentucky Dinner Train
Tickets for “My Old Kentucky Dinner Train” in Bardstown, KY is the perfect gift for those who love a one-of-a-kind experience. A variety of train excursions are offered that are great for a romantic evening or a family fun adventure. Gift certificates can be purchased from the Kentucky Dinner Train website.
A Dinner at one of the Louisville Originals
Support Louisville’s vibrant independent restaurant scene and give your loved ones a unique dining experience at Louisville Originals. A gift certificate to Louisville Originals is valid at approximately 30 local restaurants and can be purchased from the Louisville Originals website.
A Unique Gift from Work the Metal
For those friends and family members who like something a little extraordinary, explore the home décor, clothing, accessories and more at Work the Metal in Butchertown. With a large variety of products at this local retailer you will be sure to find that perfect, one-of-a-kind gift for that special someone. Take a few minutes to visit their website and browse a selection from their showroom.
Collectibles or a Tour on the Kentucky Bourbon Trail
Bourbon is Kentucky’s gift to the world. Celebrate the state’s bourbon history and give your favorite Kentuckians a chance to tour one of our famous distilleries or a shop through unique holiday gifts that can be purchased on the official Kentucky Bourbon Trail website.
A Personalized Gift from Louisville Stoneware
Give a custom-made gift of tradition and history from Louisville Stoneware, one of the oldest companies in the country. Since 1815, Louisville Stoneware has been creating unique items that make for a perfect gift for anyone on your shopping list. Shop through various handcrafted pottery and make it personal with a custom hand painted message.
Thanks to the arctic blast that made its way into our area last night it feels like the winter cold has officially arrived. When outside temps are low, there is nothing better than cozying up by the fireplace. A fire’s warmth and ambiance is alluring, but it is important to not overlook the potential dangers of your fireplace. Now that the heating season has begun, let’s review some fireplace safety and maintenance tips.
- Ensure your fireplace is clean and working property. It is a good idea to have your fireplace inspected and cleaned annually to avoid the threat of chimney fires.
- Clean around your fireplace and remove any items that are too close to the fire’s heat. Keeping a nonflammable rug in front of the fireplace is also a good idea. These can be purchased at fireplace-supply stores and can keep sparks from damaging your carpeting.
- When lighting a fire, only burn wood and be sure to place logs near the back of the fireplace, preferably on a grate. Overloading the fireplace with too many logs should also be avoided.
- Keep the glass doors open while the fire is burning. This will allow air to filter up to cool the chimney. With the glass doors open, pull the screen closed to avoid sparks from jumping out and onto your carpet or flooring.
- The glass on gas fireplaces will become extremely hot during when a fire is burning. Be sure to keep children and pets supervised and at least 3 feet away from the fireplace to keep them from touching the glass.
- Be sure a well-maintained fire extinguisher is always easily accessible and test your smoke detectors regularly. Pay attention to manufacturing notes on your extinguisher to be sure to understand how to operate and maintain it, as well as when replacement is recommended.
- Wait at least three days before removing the ashes from your fireplace. This is how long coals can potentially remain hot enough to start a fire and should only be removed when they are cool enough. However, do not let ashes build up, so clean the firebox at least once a week during the months you are using it.
- Most importantly, never leave a fire unattended. Always be sure an adult is home at all times when a fire is burning and keep children and pets a safe distance away from the fireplace and the fireplace tools.
Later this month, visitors to www.semonin.com will get to experience an entirely new website. The new platform that Semonin.com will be operating on will have a whole new look and feel, new innovative tools, and unique capabilities that will take online home buying and selling to a whole new level of ease and efficiency. Semonin has always been a company that is proud to keep up with our ever-changing world, and our new Semonin.com will provide you with the technology and resources you want and the power and accuracy you need in a dynamic and rapidly changing real estate environment. The new website will feature unique tools, including a custom Market Watch and Property Watch, convenient informational videos, cutting edge search capabilities, and much more! At Semonin, we not only strive to give you the guidance and information you need to succeed in your real estate endeavors, but we work to exceed your expectations along the way. The launch of the new and improved Semonin.com will be an exciting change for the Kentuckiana real estate market.
Semonin Realtors® is proud to announce that we are beginning to support The Parklands (21st Century Parks) as a corporate sponsor. For over 10 years, Semonin’s charitable contributions have been dedicated to benefit Habitat for Humanity, United Way, and Fund for the Arts, and we are thrilled to now add the Parklands to our mix! Louisville is a city known for its outstanding park system. Rooted in the city’s century-old legacy designed by Frederick Law Olmstead, the approach of 21st Century Parks, as stated on their website, “reflects a passion for Louisville’s parks that includes a respect for both people and nature, an insistence on publicly-accessible lands, and a belief in accountable management”. This project of Louisville’s parklands is one that will connect people with each other and with nature, bringing back a world of exploration and excitement, and a renewed appreciation of community and the great outdoors. Semonin Realtors® could not be more excited to support such a great and unique project, one that will surely make our city stand out from others and attract residents and visitors from all over.
For more information about 21st Century Parks, visit their website at www.21cparks.org.
It is common knowledge that your credit score is important, but many people are unclear on exactly how their score is calculated. Your credit report is made up of many different pieces of credit data. All of these pieces can be group into five main categories—but these five slices of the credit score pie are not all equal. Some components influence your score more than others. Here is a pie chart to break it down:
As you can see, the largest contribution to your credit score is your payment history. The first thing any lender wants to look at is your past credit cards and loan accounts to see if payments were made on time.
The second largest factor is the amount of money you owe. Using credit cards can help you build credit, however, it is important to keep balances low. Having a couple of credit cards that all have low balances is better for your credit score than having one credit card that is maxed out or multiple that are near their credit limits. Lenders want to know how you utilize your credit, and borrowers that keep their balances low are considered to be smart and responsible borrowers.
The rest of your credit score is influenced by the length of your credit history, the types of credit you use, and new credit. The longer your credit history, the better it is for your score. This factor contributes to about 15% of your credit score. When someone has an older account that they no longer use, the first thing people assume is the right choice is to close it. However, this older account can be a good reflection on your credit. Your credit mix accounts for 10% of your credit score. Lenders like to see a mix of different types of credit (credit cards, mortgages, etc.) because it signifies that the borrower can handle all sorts of credit. Lastly, new credit contributes to 10% of your credit score. Opening two many accounts in a short amount of time could harm your credit score because it could suggest to lenders that you are facing financial trouble.
The importance of each category may vary for certain people, but these percentages give a good indication of the level of influence each has of your overall score.
The Semonin Realtors® all-company event held yesterday, August 20th, at Kingpin Lanes was nothing less than a huge success and a whole lot of fun! From 10a.m. to 2p.m., Semonin staff, agents, families, and clients put their bowling shoes on and enjoyed a great afternoon of fun, food, and strikes! Funds raised by bowlers, raffle tickets, and a bake sale exceeded $2,500 for Habitat for Humanity.
We had over 90 participates and gave away over 60 raffle prizes. We would like to thank everyone who helped us make this great event a success, with a special shout out to King Pin Lanes and their wonderful staff and to 2-10 warranty for sponsoring this event and allowing us to give 100% of all the proceeds to Habitat for Humanity. We can’t wait to start building our 17th Habitat home next month!!