Author Archives: semoninblog
No one ever wants to think about something bad happening to their home, such as being destroyed in a fire or severely damaged by another catastrophe. However, such things do happen whether you are expecting them or not. Many homeowners take comfort in their homeowner’s insurance policy, but the truth is that insurance policy may not be as protective as you might think if you don’t know or can’t remember everything that was destroyed in your home. Think about this for a moment. Without looking, can you list every kitchen utensil or cookware item you have in your drawers and cabinets? How about every cleaning product under the sinks or in closets? Do you know the brand and model of your appliances and electronics? To receive the proper amount of money from your insurance company after a fire or other disaster, you will need to answer each of these questions and many, many more. You may think, “Oh, that will never happen to me”, but we guarantee that neighbor or friend, or family you know from church or school, thought the exact same thing before it did happen to them. Creating a detailed home inventory is a responsibility that every homeowner should take the time to do.
To start creating your home inventory, go around your house and make a list of each major item, including as much detailed information as possible. For appliances and electronics be sure to make note of the brand, manufacturer, model and serial number, when you purchased it and the price you paid. For other big ticket items such as collectibles, art, and jewelry, try to keep sales receipts or appraisals together and even scan them for further safe keeping. It may take some time, but it is important to go through this process diligently, making sure no valuables, such as silverware, china, or even tools, are overlooked. Create a spreadsheet on your computer by using a program like Microsoft Excel or downloading a template or app from the Internet to create and save this information in an organized spreadsheet.
After larger items are documented, go from room to room and take pictures of the rest of your belongings on your camera or smart phone. Open up drawers, closets, and cabinets and take snapshots to quickly capture everything that is in your home. Store these photos, as well as your spreadsheet and any scanned documents, on jump drives and store them in multiple places other than your home, such as in a drawer at the office or in a safe deposit box at the bank.
Keeping a thorough inventory of your belongings can be invaluable if you are ever faced with a disaster and have to file a claim. It will also enable you to ensure your insurance coverage is sufficient enough to protect all of your family’s belongings. Supplying these documentations of lists and photos to your insurance provider can help you receive a settlement fast and avoid any insurance nightmares.
HomeServices Kentuckiana Insurance is a part of Semonin’s family of services. Contact a representative today to learn more about your homeowners insurance policy!
It is cold outside and it is about to get even colder with wind chills estimated to drop in the negatives. When prepping your home for the freezing temps, don’t forget these 3 P’s – Pipes, Pets, and Power.
1. Help Keep Pipes from Freezing.
Drip water in kitchen and bath faucets and open sink-cabinet doors to let warm air in. Be sure to remove any under the sink cleaning supplies and keep out of reach of children and pets. Also disconnect any outdoor hoses and wrap exposed pipes for insulation. If freezing does occur and causes a pipe to burst make sure you know where the water shut-off valve is located so you can quickly turn it off.
2. Keep Pets Inside.
While you may sometimes envy your pet for their lush, warm fur coat, freezing temperatures are dangerous for your furry friend. During the frigid weather, accompany your pets on potty breaks and make sure they have proper shelter at all times until temperatures go back up.
3. Prepare for Power Outages.
Winter weather can be harsh on power lines, and the last thing you want in -10 degree temperatures is for the power to go out and leave your home with no heat. Unfortunately power outages do happen so make sure you are prepared. Have an emergency kit handy with working batteries, flashlights, and a radio. If you have a working fireplace have some extra firewood stocked up or enough fuel for a generator to maintain heat in your home. Stock up on extra blankets, food and water.
Our annual awards ceremony is a time of celebration. On the morning of Wednesday, January 28th, 2014, the Semonin family gathered together and took the time to recognize and congratulate our agents on their many successes in 2014 as well as celebrate the kick off to our 100 year celebration. As we looked back at the last year, everyone left the ceremony excited and motivated to do our very best throughout 2015. It is the hard work and dedication of our Semonin agents and staff that has kept us going for 100 years and the #1 real estate company of the Greater Louisville area.
Visit our Facebook page for the full photo album!
Congratulations to our top agents in 2014!
2014 Top Producer Award Recipients
|Ackles/Williams Real Estate
Garrett Ackles & Sean Williams
Bill Clark & Brian Clark
|Jerry & Linda Grasch
Susan Hatton & Margo Dixon
Donna Jones & Melissa Jones
Louisville Home Solutions
Steve Shuff, Rob St. John, Landon Arza, Scott DeHart, Michelle Kurland, Caleb Thompson
Teresa Morgan & Greg Morgan
MOVE Real Estate Group
Kristy Dugan, Lisa Estep & Will Hoagland
Pete & Betty Sheltz
Joyce St. Clair
As the calendar year changed to 2015, Semonin Realtors® reached a monumental milestone, marking its 100th year in business. Reaching 100 years is a rare distinction, one that we embrace with pride, honor, and gratitude.
This company has persevered through 10 decades, 2 world wars, numerous recessions, and one depression. The invention and mainstream use of silent films, talking films, radio, television, VCR’s, DVD’s, the Internet, social media, cell phones, microwaves, fax machines, personal computers, the atom bomb, atomic power and thousands more items came about while our agents and staff were helping people buy and sell real estate.
Service has been the hallmark of Semonin Realtors since 1915, when Paul Semonin Sr. first opened his real estate office in Louisville, Kentucky. From the start, Semonin was known for its dedication to honesty and integrity in serving its customers. It’s a tradition that continues to this day, 100 years later.
As Semonin Realtors® celebrates its centennial, we will reflect on our company’s past and applaud the dedicated and loyal leaders, agents, staff members, and clients who have made this achievement possible. We are proud of the footprint Semonin Realtors® has left on our community over the last century, but our 100th year is more than just an anniversary or a rekindling of history appreciation, it is about continuing our legacy and celebrating something that is truly lasting.
Looking ahead to the next 100 years, much will change in the real estate industry. There will come a day with a real estate transaction is truly “paperless”. The continuous growth our community and our technology will inevitably change how we do business. But one thing that has lasted through our first 100 years and will continue to stay the same through our next 100 years is our dedication to providing exceptional service and our respected reputation for honesty and integrity.
In addition to the launch of the brand new Semonin.com, an assortment of short informative videos are now available for you to watch anytime from our new video library on Semonin.tv! A part of our vision at Semonin Realtors is to teach relentlessly. This new video library, stocked with real estate information and expert advice, is a convenient reference for any homebuyer, seller, or homeowner. Whether you are thinking about remodeling your home, or want to know how you can improve your credit score, Semonin.tv can provide some insight. If you cannot find a video that touches on a topic you are interested in, continue to check back! The inventory of videos will continue to grow throughout the year, so you can continue to revisit the library and see what is new.
CLICK HERE to start watching!
Looking for gift ideas this holiday season? Here are some great ideas on how you can celebrate our local Louisville and Southern Indiana areas and give your loved ones some unique gifts and experiences this Christmas.
A Membership to the Parklands
In a city that is known for its outstanding park system there is no better gift than the gift of outdoor adventure. A yearly membership for your favorite friend or family member is just $35 and $50 for a family. Support this donor-supported public park and give a gift that your loved ones can enjoy for the entire year. Visit their website to learn more or click here to order your gift membership.
Tickets to a Show at Actors Theatre of Derby Dinner Playhouse
Give the gift of entertainment with a gift certificate to Louisville’s Actors Theater or to Southern Indiana’s Derby Dinner Playhouse for dinner and a show! For upcoming shows and ticket price information visit the Actors Theatre website or the Derby Dinner Playhouse website.
A Trip on the Kentucky Dinner Train
Tickets for “My Old Kentucky Dinner Train” in Bardstown, KY is the perfect gift for those who love a one-of-a-kind experience. A variety of train excursions are offered that are great for a romantic evening or a family fun adventure. Gift certificates can be purchased from the Kentucky Dinner Train website.
A Dinner at one of the Louisville Originals
Support Louisville’s vibrant independent restaurant scene and give your loved ones a unique dining experience at Louisville Originals. A gift certificate to Louisville Originals is valid at approximately 30 local restaurants and can be purchased from the Louisville Originals website.
A Unique Gift from Work the Metal
For those friends and family members who like something a little extraordinary, explore the home décor, clothing, accessories and more at Work the Metal in Butchertown. With a large variety of products at this local retailer you will be sure to find that perfect, one-of-a-kind gift for that special someone. Take a few minutes to visit their website and browse a selection from their showroom.
Collectibles or a Tour on the Kentucky Bourbon Trail
Bourbon is Kentucky’s gift to the world. Celebrate the state’s bourbon history and give your favorite Kentuckians a chance to tour one of our famous distilleries or a shop through unique holiday gifts that can be purchased on the official Kentucky Bourbon Trail website.
A Personalized Gift from Louisville Stoneware
Give a custom-made gift of tradition and history from Louisville Stoneware, one of the oldest companies in the country. Since 1815, Louisville Stoneware has been creating unique items that make for a perfect gift for anyone on your shopping list. Shop through various handcrafted pottery and make it personal with a custom hand painted message.
As the frosty weather and holiday chaos moves in many people choose to stay put. This explains why there is usually a dip in real estate sales during the winter months. It is a common theory that the warmer, more relaxed spring and summer seasons is the best time to sell a home. Temperatures warm, the school year comes to an end, schedules open up, and everything blooms back to life. It is understandable why many buyers plan their home shopping around this time. But that doesn’t mean all of them go into hibernation after Labor Day and are completely dormant until spring.
Here are 3 advantages to buying or selling real estate in the winter:
During the winter, many sellers take their home off the market until the spring when buying activity picks up again. As a result, sellers who decide not to follow this trend will experience less competition, given buyers have less inventory to choose from. The decreased competition may mean more money for sellers because there are less active listings to compare prices to. Yes, there may be fewer people actively shopping for a home during this season, but those who are tend to be serious buyers.
Many buyers and sellers take a break from their real estate journey during the winter, meaning those who remain active typically have a reason for buying or selling a home that cannot be postponed. When time is a key factor, buyers and sellers are looking for a fast sell. This desire to speed up the process can often cause for easier negotiations as both parties have more willingness to compromise. As a result, not only can the process be quicker but both the buyer and the seller could get more of what they want.
The Appeal of Holiday Homes
When buyers are shopping for a home, they want something that feels like a home. While the winter weather is cold and gloomy, homes decorated for the holidays helps create a cheery and cozy welcome. Homebuyers—who often base their decisions on emotion—will appreciate the inviting warmth of tasteful holiday décor. This allows them to picture their own family celebrating future holidays in the space.
Buying or selling a home during the winter may seem out completely overwhelming with all the holiday festivities going on. However, given these advantages it may be the time when real estate transactions are the most hassle free!
Thanks to the arctic blast that made its way into our area last night it feels like the winter cold has officially arrived. When outside temps are low, there is nothing better than cozying up by the fireplace. A fire’s warmth and ambiance is alluring, but it is important to not overlook the potential dangers of your fireplace. Now that the heating season has begun, let’s review some fireplace safety and maintenance tips.
- Ensure your fireplace is clean and working property. It is a good idea to have your fireplace inspected and cleaned annually to avoid the threat of chimney fires.
- Clean around your fireplace and remove any items that are too close to the fire’s heat. Keeping a nonflammable rug in front of the fireplace is also a good idea. These can be purchased at fireplace-supply stores and can keep sparks from damaging your carpeting.
- When lighting a fire, only burn wood and be sure to place logs near the back of the fireplace, preferably on a grate. Overloading the fireplace with too many logs should also be avoided.
- Keep the glass doors open while the fire is burning. This will allow air to filter up to cool the chimney. With the glass doors open, pull the screen closed to avoid sparks from jumping out and onto your carpet or flooring.
- The glass on gas fireplaces will become extremely hot during when a fire is burning. Be sure to keep children and pets supervised and at least 3 feet away from the fireplace to keep them from touching the glass.
- Be sure a well-maintained fire extinguisher is always easily accessible and test your smoke detectors regularly. Pay attention to manufacturing notes on your extinguisher to be sure to understand how to operate and maintain it, as well as when replacement is recommended.
- Wait at least three days before removing the ashes from your fireplace. This is how long coals can potentially remain hot enough to start a fire and should only be removed when they are cool enough. However, do not let ashes build up, so clean the firebox at least once a week during the months you are using it.
- Most importantly, never leave a fire unattended. Always be sure an adult is home at all times when a fire is burning and keep children and pets a safe distance away from the fireplace and the fireplace tools.
Later this month, visitors to www.semonin.com will get to experience an entirely new website. The new platform that Semonin.com will be operating on will have a whole new look and feel, new innovative tools, and unique capabilities that will take online home buying and selling to a whole new level of ease and efficiency. Semonin has always been a company that is proud to keep up with our ever-changing world, and our new Semonin.com will provide you with the technology and resources you want and the power and accuracy you need in a dynamic and rapidly changing real estate environment. The new website will feature unique tools, including a custom Market Watch and Property Watch, convenient informational videos, cutting edge search capabilities, and much more! At Semonin, we not only strive to give you the guidance and information you need to succeed in your real estate endeavors, but we work to exceed your expectations along the way. The launch of the new and improved Semonin.com will be an exciting change for the Kentuckiana real estate market.